SBI’s New ETERNAL Credit Card: Benefits, Cashback and Offers

Every Zomato order, Blinkit top-up, and District booking chips away at your budget, and month-end arrives sooner than you expect. Zomato-parent Eternal Limited has partnered with SBI to launch the ETERNAL SBI Credit Card, built for the apps you already use. Get up to 10% off on Zomato, District, Bistro and Blinkit (beauty and electronics), plus up to 5% cashback on purchases on four partner brands. 

You also get free gold membership exclusively on Zomato if you use this SBI credit card for your spending. Applications roll out in phases from 22 October 2026, and the annual fee is Rs. 499 plus GST. With this cashback credit card, start saving on your everyday spending.

Ready to Save Big? Check Eligibility Criteria

The Eternal SBI Card makes it incredibly easy to earn rewards on your everyday Zomato, Blinkit, and District orders, but you will need to tick a few basic boxes first. The bank looks for a steady profile, requiring salaried applicants to be between 21 and 60 years old, while self-employed individuals should be between 25 and 65 years old. 

To ensure a smooth digital onboarding experience, you simply need a permanent Indian residential address with a serviceable PIN code alongside a strong credit history, which significantly boosts your chances of instant approval.

Make Your Monthly App Habits Pay for Themselves 

The Eternal SBI credit card earns its keep through the apps you already use. Zomato, Blinkit, and District are the core of it, and the card’s best rates sit right there. The catch is that every category has different discount rates. So, check them first to maximize your monthly savings.

• 10% Instant Discount: Enjoy a flat 10% off at checkout on Zomato food delivery, District (dining out, events, movies, and shopping), Bistro, and Blinkit orders within the Beauty & Electronics categories as a part of your Eternal SBI Card benefits.
• 5% Instant Discount: Save 5% instantly on all other shopping categories on Blinkit, including daily household groceries.
• Monthly Savings Cap: These instant discounts are capped at a combined maximum limit of ₹2,000 per month across all four applications.
• Complimentary Zomato Gold: Activating your card unlocks a 6-month complimentary Zomato Gold membership at no cost, saving on delivery fees and restaurant dining.
• Buy 1 Get 1 Movie Tickets: Moviegoers and event lovers can claim a free second ticket each month via the District app, capped at ₹200 per ticket.

Keep Spends Low With Credit Cards Benefits 

Before applying, compare the fixed costs with what you actually get back. Here is exactly what the card costs you and how you can avoid the renewal charges:

• The ₹2 Lakh Fee Waiver: You can completely skip the renewal fee. If you route your regular household bills, groceries, and fuel through the card to hit ₹2,00,000 in total annual spends, SBI Card waives the fee for the next year.
• Fuel Surcharge Waiver: Get the 1% fuel fee back on any fuel swipe between ₹500 and ₹4,000, with total savings capped at ₹200 per month.
• ATM Cash & Flexipay EMIs: You can use any Mastercard or RuPay ATM worldwide to withdraw cash in an emergency. If a large purchase strains your monthly budget, you can convert it into smaller monthly payments directly through the app using the Flexipay feature.
• Free Add-On Cards: Get extra add-on cards for your immediate family members so they can use your credit limit. SBI does not charge any extra annual or joining fees for these secondary cards as it is a part of Eternal SBI credit card benefits.

Make Every Zomato, Blinkit and District Order Count

Since most of your money probably already goes to Zomato, Blinkit, or District, using this SBI credit card is a no-brainer way to cut extra charges from your monthly bill. Just keep an eye on the credit card terms and conditions, as their policies keep changing.

Frequently Asked Questions