dining

American Express SmartEarn Credit Card

Entry-level rewards card earning up to 10X Membership Rewards points on Flipkart, Uber, Zomato and more.

Annual Fee
₹495 (waived on ₹40K spend/yr)
Rewards
10X Flipkart/Uber/Zomato/etc.; 5X Amazon; 1X other
Lounge Access
No
Fuel Waiver
Not confirmed
Milestone
₹500 vouchers ×3 (₹1.2L/₹1.8L/₹2.4L) (was shown as "1,000 points")
Best For
Online shoppers, first-timers
Welcome Offer
₹500 cashback (₹10K spend/90 days)
Type
Shopping
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Description

Earns 10X Membership Rewards points per ₹50 on Zomato, EaseMyTrip, Flipkart, Uber, Myntra, PVR, BookMyShow, Ajio, Nykaa and BlinkIt (capped 500 points/month per group), 5X on Amazon specifically (capped 250 points/month), and 1X on other spends (excluding fuel, insurance, utilities). Annual fee ₹495, fully waived on ₹40,000 spend in the previous year. Welcome gift: ₹500 cashback on ₹10,000 spend within 90 days. Milestone: ₹500 vouchers at ₹1.2L, ₹1.8L and ₹2.4L annual spend (up to ₹1,500 total).

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