Acceptance of Terms

By using the website, you acknowledge that:

• You have read, understood, and agree to these Terms.

• You will use the website only for lawful purposes.

• You are legally capable of entering into binding agreements (18+).

Accuracy of Information

While we aim to provide reliable and up-to-date information, we do not guarantee accuracy, completeness, or timeliness of:

• Interest rates

• Fees & charges

• Rewards or cashback rates

• Eligibility criteria

• Bank-specific terms or offers

• Any financial information displayed

Credit card data may change frequently.

Our internal update schedule is monthly, and may be increased to weekly in the future, but banks may update their data without notice.

Users must verify all details directly from the respective bank or issuer before applying.

Affiliate Disclaimer

Credit Card Basket includes affiliate links.

If you click certain links and apply for a credit card or conduct any action with a bank, we may earn a commission — at no additional cost to you.

Affiliate partnerships do not influence:

• Card rankings

• Comparisons

• Reviews

• Recommendations

All comparisons are unbiased and based on publicly available information.

Third-Party Links & Banks

Our platform contains links that direct you to third-party websites (banks or financial institutions). We do not have control over their content, policies, or decisions.

We are not responsible for:

• Application outcomes (approval or rejection)

• Accuracy of bank information

• Safety or security of third-party websites

• Any losses or damages arising from third-party services

Users must review each bank’s terms, policies, and conditions independently.

User Responsibilities & Conduct

Users may be allowed to submit comments, feedback, or reviews. By doing so, you agree that:

• Content must be accurate, honest, and lawful

• No abusive, defamatory, misleading, or harmful content is permitted

• No spam, advertising, or promotional links

• No impersonation or fraudulent activity

We reserve the right to:

• Moderate or remove user-generated content

• Block or restrict users violating these Terms

You are solely responsible for any content you submit.

Comparison Tools, Calculators & Estimates

Credit Card Basket may offer tools such as:

• Comparison summaries

• Category-based listings

• Calculators or recommendation tools

These features are provided “as is” and for informational use only.

Results or estimates may not reflect the exact terms offered by any bank or issuer.

No Financial Advice

All content on Credit Card Basket, including comparisons, blogs, tools, and recommendations, is solely informational.

• Financial advice

• Investment advice

• Legal or tax advice

Users must consult qualified professionals before making any financial decisions.

Limitation of Liability

To the maximum extent permitted by Indian law, Credit Card Basket shall not be liable for any:

• Financial loss

• Inaccurate or outdated information

• Loss of data

• Application rejections

• Website downtime or errors

• Issues resulting from third-party websites

• Any direct, indirect, incidental, or consequential damages

The website is provided on an “as is” and “as available” basis without warranties of any kind.

Intellectual Property

All website content, including text, design, logos, graphics, and data compilations, is the intellectual property of Credit Card Basket.

You may not:

• Copy or reproduce content

• Scrape data

• Use automated tools to extract information

• Redistribute or republish content without permission

Unauthorized use may lead to legal action.

Future Services

We may introduce additional features such as:

• Newsletters

• Email updates

• User accounts

• Advanced comparison tools

• Notifications or personalized recommendations

These features will be governed by updated Terms & Conditions and/or separate policies

Changes to Terms

We reserve the right to update or modify these Terms at any time.

Changes will be effective immediately upon posting.

Continued use of the website after any update means you accept the revised Terms.

Governing Law & Jurisdiction

These Terms are governed by Indian law.

Any disputes shall be subject to the exclusive jurisdiction of the courts in India.

Contact Information

For any questions or concerns about these Terms, you can contact us at: