Rewards

IDFC FIRST Bank Select Credit Card

The IDFC FIRST Select is a lifetime‑free credit card with plenty of lifestyle, travel, and rewards perks. It gives rewards points, lounge access, and discounts across brands, and charges low fees on things like foreign transactions. It’s good if you spend enough every month to unlock the bigger benefits.

Annual Fee
₹999 + GST
Rewards
10 RP/₹100 spent
Lounge Access
4 per quarter
Fuel Waiver
1%
Milestone
Quarterly Benefit Reset
Best For
Offline & Online Shopping
Welcome Offer
Welcome Voucher
Type
Rewards
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Description

You don’t pay any joining fee or annual fee, ever — the card is free for life. You earn “10X reward points” once your monthly spending crosses around ₹20,000 (or more), and you also get 10X points on your birthday spends. If your spends are below that threshold, you get 3X points on online/offline purchases up to ₹20,000, and 1X on things like utility or insurance payments.

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15 ITEMS
Issuers
8 ITEMS
Card Type
14 ITEMS
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