Rewards
Citibank Rewards Credit Card
Citibank Rewards is a rewards‑credit card meant for people who shop often, especially at apparel / department stores. It gives you much more points for those spends, lets you redeem points for gifts, vouchers, cashback, etc., and the points don’t expire. You pay a modest annual fee which can be waived if you spend enough.
Description
You earn 10 reward points for every ₹125 spent at apparel and department stores, and 1 reward point for every ₹125 on all other purchases. If you spend ₹30,000 or more in a month, you get 300 bonus points. As a welcome benefit, you get ~1,500 points when you make your first purchase within 30 days of card issuance. The annual fee is ₹1,000, but it is waived if you spend ₹30,000 or more in a membership (one) year. Your reward points never expire, so you can collect over time.
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