Rewards

Fi SimpliFi

SimpliFi is a secured / FD‑backed credit card by Federal Bank in partnership with Fi, designed especially for people who are new to credit or don’t have a credit score. You get the card at no joining or annual fee.

Annual Fee
Lifetime-Free
Rewards
3% on top 20+ brands
Lounge Access
Spend-based
Fuel Waiver
N/A
Milestone
N/A
Best For
Students / Young professionals
Welcome Offer
₹3,500 worth benefits
Type
Rewards
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Description

You need to put up a fixed deposit of at least ₹15,000 with Federal Bank through the Fi app, and your credit limit will be 90% of that FD. When you spend on weekends (Saturday & Sunday) you earn 3× rewards ("Fi‑Coins") and on weekdays you get the base reward (which is 1×). The card has no annual fee ever. You also get one complimentary domestic lounge visit per quarter.

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FILTER
15 ITEMS
Issuers
8 ITEMS
Card Type
14 ITEMS
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Lounge Access

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Milestone

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