rewards
ABC Pro Credit Card
The ABC Pro credit card is a premium rewards card issued by AU Small Finance Bank in partnership with Aditya Birla Finance. It’s meant for people who spend a lot and want strong benefits — high reward points on select spends, lounge access, dining discounts, and lower forex fees. The card does come with a fee, but many perks are built to offset it.
Annual Fee
₹999 (joining) + GST; renewal ₹999
Rewards
10 RP / ₹200 on Travel/Dining/International (≈5 RP/₹100) · 6 RP / ₹200 online (≈3 RP/₹100) · 4 RP / ₹200 offline (≈2 RP/₹100)
Lounge Access
2 domestic complimentary lounges / quarter (subject to min spend rules) + Priority Pass benefit (T&C)
Fuel Waiver
1% (₹400–₹5,000)
Milestone
EazyDiner membership @ ₹2.5L annual spends; fee waivers on spend thresholds
Best For
Reward maximizers & premium travellers who want ABCL co-brand benefits
Welcome Offer
1,000 Bonus RPs for first transaction in 30 days
Type
Rewards
Description
You get 1,000 bonus reward points if you make your first transaction within 30 days of card issuance. On spends in categories like travel, dining, entertainment and international transactions, you earn 10 reward points for every ₹200 spent. For online purchases you earn 6 points per ₹200, and for offline spends you get 4 points per ₹200. If you spend ₹2.5 lakh in a year, you unlock a complimentary EazyDiner membership. The card gives you 2 domestic airport lounge visits each quarter (subject to minimum spends) and 1 global lounge access per year using Priority Pass.
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