lifetime-Free
AmEx Payback
Get 1% rewards with welcome points and fuel waiver—ideal for first-timers seeking AmEx perks.
Annual Fee
Lifetime-free
Rewards
2 Payback points/₹100
Lounge Access
No
Fuel Waiver
1%
Milestone
None
Best For
First-timers
Welcome Offer
1,000 bonus points
Type
Lifetime-Free
Description
Earn 1% rewards (2 Payback points/₹100) plus 1,000 welcome points. Includes 1% fuel waiver (₹500 cap). No lounge access. Unique points system makes it good for first-timers wanting AmEx benefits.
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