lifetime-Free

Fi SimpliFi

SimpliFi is a secured credit card (backed by a fixed deposit or FD) from Federal Bank in partnership with Fi. It’s aimed at people who are new to credit, don’t have a credit score, or want a simple/no‑fee card. You don’t need proof of income, and you get rewards especially on weekend spends.

Annual Fee
Lifetime-Free
Rewards
3% on top 20+ brands
Lounge Access
Spend-based
Fuel Waiver
N/A
Milestone
N/A
Best For
Students / Young professionals
Welcome Offer
₹3,500 worth benefits
Type
Lifetime-Free
View Details

Description

The Fi SimpliFi Credit Card is a secured credit card issued by Federal Bank in partnership with Fi. To get it, you create a fixed deposit (FD) of at least ₹15,000, and your credit limit will be around 90% of the FD amount. This card is lifetime free, meaning there are no joining or annual charges. You earn 3× rewards (Fi-Coins) on weekend spends and 1× on weekday spends, making it more rewarding if you use it over the weekend.

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