Utkarsh Small Finance Bank: Credit Made Simple

Utkarsh Small Finance Bank offers five FD-backed credit cards spanning fintech cashback, PhonePe rewards, and tiered lifestyle benefits for beginners.
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Credit Card
Utkarsh superCard Credit Card
FD-backed RuPay card with instant approval, offering up to 5% cashback at partner brands.
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Credit Card
Utkarsh Wish Credit Card
PhonePe co-branded FD-backed card earning 3% rewards on bill payments and utility recharges.
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Credit Card
Utkarsh Eternal Credit Card
First-year-free card with flat 1.25% cashback, available only to existing Utkarsh Bank customers.
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Credit Card
Utkarsh Rhodium Credit Card
Premium card offering 16 annual domestic lounge visits with flat 1.25% cashback on spends.
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Credit Card
Utkarsh SmartGen Credit Card
Entry-level FD-backed card with a low ₹199 renewal fee and flat 1% cashback.
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