cashback
Utkarsh superCard Credit Card
FD-backed RuPay card with instant approval, offering up to 5% cashback at partner brands.
Annual Fee
₹0 (Lifetime-free)
Rewards
5% Myntra, 3% Cleartrip, 2% Flipkart (non-UPI, capped); 1% flat on all UPI/non-UPI spends
Lounge Access
No
Fuel Waiver
No
Milestone
None
Best For
Beginners building credit via FD (min ₹100)
Welcome Offer
None
Type
Cashback/Secured (FD-backed)
Description
A secured, lifetime-free RuPay card issued against a fixed deposit as low as ₹100 (90% credit limit of FD amount), launched with super.money (a Flipkart company). Earns 1% flat cashback on all UPI and non-UPI spends, plus accelerated cashback of 5% at Myntra, 3% at Cleartrip, and 2% at Flipkart (each capped, combined cap ₹500/month). The FD itself earns 6.5% interest. No lounge access or fuel waiver. Ideal for students and first-time users building their credit score with instant virtual card issuance.
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