fuel

Union UNI-CARBON Credit Card

HPCL co-branded fuel card returning up to 4% cashback plus payback points at the pump.


Annual Fee
β‚Ή499 (Joining β‚Ή499; waived on β‚Ή1L spend/year)
Rewards
16 RP per β‚Ή500 fuel spend (~4% cashback) + 6 HP Payback points at HPCL; 2 RP/β‚Ή100 non-fuel
Lounge Access
No
Fuel Waiver
1% (β‚Ή200+ transactions, β‚Ή100/mo cap)

Milestone
500 RP at β‚Ή1.25L spend, scaling to 1,000 RP per β‚Ή50K beyond β‚Ή2L
Best For
Heavy fuel spenders, especially at HPCL
Welcome Offer
β‚Ή300 credited on first HPCL transaction of β‚Ή300+ within 60 days
Type
Fuel (HPCL co-branded)

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Description

Co-branded with HPCL, earning ~4% cashback (16 reward points per β‚Ή500) on fuel spends plus 6 HP Payback points at HPCL stations via HP Pay or POS, and 2 reward points per β‚Ή100 on non-fuel spends. Joining and annual fee β‚Ή499, waived on β‚Ή1L spend in the previous year. Includes a 1% fuel surcharge waiver, β‚Ή10L air accident cover, and milestone bonuses from β‚Ή1.25L annual spend. Welcome offer: β‚Ή300 credited on your first HPCL fuel transaction.

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