lifetime-Free
Kotak 811 Dream Different
Lifetime-free card with flat rewards and fuel waiver—ideal for students and first-time cardholders.
Annual Fee
Lifetime-free
Rewards
1 RP/₹100
Lounge Access
No
Fuel Waiver
1%
Milestone
None
Best For
Students/beginners
Welcome Offer
None
Type
Lifetime-Free
Description
Designed for digital banking users, this card gives 0.5% rewards (1 RP/₹100) with no annual fee. Includes 1% fuel surcharge waiver (₹400 cap). No lounge access. Perfect for students and first-time cardholders.
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