lifetime-Free
IDFC First Wow Credit Card
FD-backed secured card with 1% rewards and no fees—perfect for beginners building credit safely.
Annual Fee
Lifetime-free
Rewards
1 RP/₹100
Lounge Access
No
Fuel Waiver
No
Milestone
None
Best For
Beginners
Welcome Offer
None
Type
Lifetime-Free
Description
Secured, FD-backed card with 1% rewards. No annual fee, no lounge access. Ideal for beginners building credit. Requires a fixed deposit (min ₹10K). Simple, contactless, and easy to use. No welcome benefits. Best for secured credit history.
lifetime-Free Card Comparison
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