AU Small Finance Credit Cards: Banking Built Around You

AU Small Finance Bank is one of India’s leading small finance banks, committed to delivering innovative banking solutions and empowering customers with financial independence.

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AU Small Finance

AU LIT Credit Card is a fully customizable, lifetime-free card aimed at shoppers who want selectable benefits (cashback, accelerated RPs, fuel waiver, memberships).

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AU Vetta Credit Card

The AU Vetta Credit Card is a premium lifestyle rewards card from AU Small Finance Bank with a fairly high fee, offering strong rewards on groceries, departmental stores, utilities and milestones.

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AU Zenith Credit Card

The AU Zenith Credit Card is a premium offering from AU Small Finance Bank, designed for frequent travelers and lifestyle enthusiasts. It provides enhanced rewards on dining, international transactions, and travel-related expenses.

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AU Altura Plus Credit Card

The AU Altura Plus Credit Card provides 1.5% cashback on POS retail spends, capped at ₹100 per statement cycle. Online transactions earn 2x reward points, and retail spends beyond the cashback cap earn 1 reward point per ₹100.

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Zenith+ Metal Credit Card

The Zenith+ Metal Credit Card is a super‑premium metal card from AU Small Finance Bank, built for high spenders who want luxury perks — especially for travel, dining & international use. It gives elevated rewards on select categories, extensive lounge access, concierge & travel offers, along with milestone and renewal benefits.

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ABC Biz Credit Card

The ABC Biz Credit Card is built for entrepreneurs and small business owners who want to earn high rewards while managing costs. It offers enhanced points on key expense categories, waiver of monthly fees if you hit a minimum spend, and useful perks like fuel surcharge waiver and dining discounts.

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ABC Pro Credit Card

The ABC Pro credit card is a premium rewards card issued by AU Small Finance Bank in partnership with Aditya Birla Finance. It’s meant for people who spend a lot and want strong benefits — high reward points on select spends, lounge access, dining discounts, and lower forex fees. The card does come with a fee, but many perks are built to offset it.

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ABC Nxt & ABC Flex Credit Cards

ABC Nxt and ABC Flex are lifetime‑free, rewards‑credit cards aimed at people who want good benefits on everyday spends without paying annual fees. They give you bonus reward points for categories like groceries, utilities, education and online shopping, plus some travel/railway perks, and let you customise features to suit your lifestyle.

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AU Ananta Credit Card

Premium lifestyle card with accelerated rewards on shopping, dining, and travel, plus family lounge access.

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AU Laksya Credit Card

Mid-tier lifestyle card combining grocery/shopping rewards with lounge access and recurring movie offers.

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AU Tejas Credit Card

Everyday cashback card focused on movies, groceries, food delivery, cab rides, and bill payments.

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AU Prathama Credit Card

AU Bank's lowest-fee starter card, built for first-time credit users with milestone-based rewards.

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AU Altura Credit Card

Affordable entry-level cashback card with railway lounge access, built for beginners.

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AU NOMO Credit Card

Secured credit card issued against a fixed deposit, ideal for students and first-time credit builders.

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ixigo AU Credit Card

AU Bank's first co-branded travel card with ixigo, offering zero forex markup and strong railway travel perks.

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AU CA Metal Credit Card

A lifetime-free card designed specifically for Chartered Accountants, combining professional-category rewards, ICAI benefits and travel privileges.

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AU CS Credit Card

A lifetime-free professional card for Company Secretaries with accelerated business rewards and ICSI-specific benefits.

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AU Spont Credit Card

An everyday cashback card covering UPI, online, POS and contactless payments with both airport and railway lounge benefits.

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AU Xcite Ultra Credit Card

The highest-tier Xcite card, built around accelerated online and international rewards, monthly bonuses and annual spend milestones.

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AU Xcite Ace Credit Card

AU Xcite Ace offers milestone cashback up to 3%, domestic and railway lounge access and a spend-based annual fee waiver.

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AU Xcite Credit Card

The entry Xcite card, offering recurring 2X-reward days and railway lounge access at a relatively low annual fee.

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AU Traverse Credit Card for NRIs

A premium NRI travel card combining low forex markup, international lounge access and an unusually strong travel welcome benefit.

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AU InstaPay RuPay Credit Card

A lifetime-free companion card for existing AU cardholders who want cashback on RuPay credit-card UPI payments.

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AU Kosmo Credit Card

A lifetime-free RuPay card centred on cashback for UPI Scan & Pay transactions through the Kiwi ecosystem.

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AU Zaggle Credit Card

A lifetime-free digital-first card built around zagg.money UPI, Tap & Pay and Zagg Coin rewards.

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CheQ AU Credit Card

A lifetime-free rewards card heavily focused on CheQ, UPI, major online brands and utility payments.

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Paytm AU Credit Card

A lifetime-free Paytm-focused card rewarding UPI, Paytm Travel, Gold and everyday spending.

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AU Corporate Credit Card

A lifetime-free corporate payment card designed for employee travel, business expenses and centralized expense management.

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AU Purchase Credit Card

A lifetime-free commercial card designed to separate and control business procurement and operational purchases.

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AU Business Cashback Credit Card

A low-cost business card that rewards customers for fully repaying their statement balance rather than simply rewarding purchases.