Business

ABC Biz Credit Card

The ABC Biz Credit Card is built for entrepreneurs and small business owners who want to earn high rewards while managing costs. It offers enhanced points on key expense categories, waiver of monthly fees if you hit a minimum spend, and useful perks like fuel surcharge waiver and dining discounts.

Annual Fee
₹49 / month
Rewards
5 RP / ₹100
Lounge Access
2 complimentary railway lounge accesses / quarter
Fuel Waiver
1%
Milestone
Spend ₹10,000 per statement to waive monthly fee
Best For
Small business owners / business expense management
Welcome Offer
Varies
Type
Business
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Description

You pay a monthly fee of ₹ 49 + GST, which is reversed if your spends in a statement cycle reach ₹ 10,000. In terms of rewards, you get 10× points for spends in categories like Education, Utilities, Insurance, Grocery & Government; 4× points on non-accelerated spends during the first five days of each month; and 2× points for all other online/offline purchases. Spends on Fuel, Jewellery, Insurance and Rent don’t qualify for rewards. The card gives a 1% unlimited fuel surcharge waiver for fuel transactions between ₹ 400-₹ 5,000.

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