business
IDFC FIRST Business Multiplier Credit Card
A premium metal commercial card with zero forex, high business-spend rewards and domestic plus international lounge access.
Annual Fee
โน1,000+GST; renewal waived on โน5 lakh annual eligible spend
Rewards
10 RP/โน200 on transactions up to โน1L/month; 5 RP/โน200 above โน1L; companion UPI card earns up to 3 RP/โน200
Lounge Access
1 domestic + 1 international airport lounge visit/quarter, subject to qualifying spend
Fuel Waiver
Up to โน400/statement cycle
Milestone
โน5 lakh annual spend waives renewal fee
Best For
Businesses with international, SaaS, advertising, cloud and travel expenditure
Welcome Offer
Not separately confirmed
Type
Business
Description
Business Multiplier is IDFC FIRST Bank’s premium business metal card. It charges โน1,000+GST annually, with renewal waived after โน5 lakh in eligible yearly spending, and carries zero forex markup. Cardholders earn 10 reward points per โน200 on transactions up to โน1 lakh per month and 5 points per โน200 above that level, while the complimentary Digital RuPay companion card can earn up to 3 points per โน200 on UPI. The card also provides accelerated business-travel rewards and a fuel surcharge waiver capped at โน400 per statement cycle.
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