business

AU CA Metal Credit Card

A lifetime-free card designed specifically for Chartered Accountants, combining professional-category rewards, ICAI benefits and travel privileges.

Annual Fee

Lifetime Free — no annual membership fee

Rewards

8 RP/₹100 on dining, travel, tax payments & software; 2 RP/₹100 on other eligible retail spends; 1 RP/₹100 on utility & telecom and insurance

Lounge Access

2 complimentary domestic airport lounge visits/quarter

Fuel Waiver

1% on ₹400–₹5,000 fuel transactions, capped at ₹250/statement month

Milestone

Not confirmed

Best For

Chartered Accountants and professionals with high business, tax, travel and software spends

Welcome Offer

2,000 bonus RP on spending ₹5,000 within 30 days of card activation

Type

Business

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Description

The AU CA Metal Credit Card is a lifetime-free professional credit card created specifically for Chartered Accountants. It earns 8 reward points per ₹100 on dining, travel, tax payments and software purchases, 2 points per ₹100 on eligible retail spends, and 1 point per ₹100 on utility, telecom and insurance transactions. Accelerated rewards are capped at 5,000 points per statement cycle, while certain categories including cash, rent, education/government, EMI, fuel, BBPS and quasi-cash are excluded. Cardholders get 2 domestic airport lounge visits every quarter, a 1% fuel surcharge waiver capped at ₹250 per statement month, and 25% cashback on annual ICAI membership renewal. The welcome benefit provides 2,000 bonus points after ₹5,000 spend within 30 days of activation.

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