business

YES First Business Credit Card

Business card for self-employed professionals with accelerated travel rewards and quarterly lounge access.

Annual Fee
โ‚น999+GST (waived โ‚น20K/30days joining; โ‚น3L/yr renewal)
Rewards
16 RP/โ‚น200 travel/dining/hotels/rentals (cap 3,000/cycle); 8 RP/โ‚น200 other; 4 RP/โ‚น200 select (utility cap 300/cycle)
Lounge Access
Domestic (โ‚น75,000 prior-quarter spend) + international
Fuel Waiver
1% (โ‚น500โ€“5,000, โ‚น500/cycle cap)
Milestone
20,000 pts on โ‚น12L annual spend
Best For
Self-employed professionals and small business owners
Welcome Offer
20,000 pts on first transaction/30 days
Type
Business
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Description

Designed for self-employed professionals, earning 16 reward points per โ‚น200 on air travel, hotels, dining and rented vehicles (capped 3,000 points/cycle), 8 points per โ‚น200 on other categories, and 4 points on select categories. Joining and annual fee โ‚น999+GST each, waived on โ‚น20,000 spend within 30 days (joining) and โ‚น3L annual spend (renewal). Includes domestic lounge access on a โ‚น75,000 quarterly spend threshold, one of the higher fuel surcharge caps in YES Bank's range at โ‚น500 per cycle, and a low 2% forex markup. An optional Rewards Subscription Plan offers 2X–5X points on select categories.

Disclaimer

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