business
KVB Corporate Credit Card
Business expense card for MSMEs and corporates, with a higher 2% fuel surcharge waiver.
Description
A business expense management card for MSMEs and corporates, issued to promoters, partners, directors and authorised employees under corporate liability. No joining fee; annual fee ₹1,000, waived in the first year only — unlike KVB's retail cards, no spend-based waiver exists from year two. Earns 2 reward points per ₹100 spent. Includes a 2% fuel surcharge waiver on transactions between ₹400 and ₹4,000 capped at ₹300 per cycle, double the rate on KVB's retail cards, plus an interest-free grace period of up to 45 days and a lower finance charge of 2.95% monthly versus 3.25% on retail. Corporates can allocate and modify individual card limits, with account-wise e-statements. Cash advance limit 10% of the credit limit. Includes flat ₹500 off on purchases above ₹3,000 and 8% off Hotels.com bookings.
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