business

IDFC FIRST Business Max Credit Card

A lifetime-free secured business card combining low revolving interest, UPI payments and rewards on GST, tax and operating spends.

Annual Fee
Lifetime Free โ€” NIL joining and annual fee
Rewards
6 RP/โ‚น200 online; 4 RP/โ‚น200 offline; up to 3 RP/โ‚น200 on UPI >โ‚น2,000; 1 RP/โ‚น200 on lower-value UPI, insurance and utilities
Lounge Access
None advertised
Fuel Waiver
Not confirmed
Milestone
None
Best For
GST-registered entrepreneurs seeking low-cost working capital and business rewards
Welcome Offer
Not confirmed
Type
Business
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Description

Business Max is a lifetime-free FD-backed commercial credit card for entrepreneurs and growing businesses. It offers 6 reward points per โ‚น200 on domestic online purchases, 4 points per โ‚น200 offline, up to 3 points per โ‚น200 on qualifying UPI payments above โ‚น2,000 and 1 point per โ‚น200 on smaller UPI, insurance and utility transactions. It also rewards GST and tax payments, gives bonus points on business travel through the bank app, carries a comparatively low 12% p.a. revolving interest rate and allows cash withdrawal up to the available credit limit.

Disclaimer

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