business
IDFC FIRST Business Multiplier Credit Card
A premium metal commercial card with zero forex, high business-spend rewards and domestic plus international lounge access.
Annual Fee
₹1,000+GST; renewal waived on ₹5 lakh annual eligible spend
Rewards
10 RP/₹200 on transactions up to ₹1L/month; 5 RP/₹200 above ₹1L; companion UPI card earns up to 3 RP/₹200
Lounge Access
1 domestic + 1 international airport lounge visit/quarter, subject to qualifying spend
Fuel Waiver
Up to ₹400/statement cycle
Milestone
₹5 lakh annual spend waives renewal fee
Best For
Businesses with international, SaaS, advertising, cloud and travel expenditure
Welcome Offer
Not separately confirmed
Type
Business
Description
Business Multiplier is IDFC FIRST Bank’s premium business metal card. It charges ₹1,000+GST annually, with renewal waived after ₹5 lakh in eligible yearly spending, and carries zero forex markup. Cardholders earn 10 reward points per ₹200 on transactions up to ₹1 lakh per month and 5 points per ₹200 above that level, while the complimentary Digital RuPay companion card can earn up to 3 points per ₹200 on UPI. The card also provides accelerated business-travel rewards and a fuel surcharge waiver capped at ₹400 per statement cycle.
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