shopping
AU Vetta Credit Card
The AU Vetta Credit Card is a premium lifestyle rewards card from AU Small Finance Bank with a fairly high fee, offering strong rewards on groceries, departmental stores, utilities and milestones.
Annual Fee
₹2,999 + GST
Rewards
4 RP / ₹100 (groceries & departmental) · 2 RP / ₹100 (other spends) · 1 RP / ₹100 (insurance & utilities)
Lounge Access
Domestic + some international; railway lounges
Fuel Waiver
1%
Milestone
500 RP @ ₹50k; +1,000 RP @ ₹1L (per quarter)
Best For
Grocery & departmental shoppers
Welcome Offer
Varies / sometimes vouchers on activation
Type
Shopping
Description
You get a welcome voucher worth ~₹2,000 if you spend at least ₹30,000 in retail within the first 60 days of card issuance. Ongoing rewards are 4 points per ₹100 spent at groceries & departmental stores, 2 points per ₹100 on other retail spends, and 1 point per ₹100 on utilities, telecom, insurance etc. There are quarterly milestone bonuses: 500 bonus points if you spend ~₹50,000 in a calendar quarter; an extra 1,000 bonus points if you cross ~₹1,00,000 in that quarter.
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