cashback
AU Spont Credit Card
An everyday cashback card covering UPI, online, POS and contactless payments with both airport and railway lounge benefits.
Annual Fee
₹299+GST
Rewards
1% cashback on eligible e-commerce, POS, contactless and UPI transactions; also earns never-expiring coins on UPI transactions
Lounge Access
2 domestic airport lounge visits/quarter after ₹50,000 spend in the calendar quarter + 2 railway lounge visits/quarter
Fuel Waiver
1% on ₹400–₹5,000, capped at ₹100/statement cycle
Milestone
₹50,000 quarterly spend unlocks 2 domestic airport lounge visits
Best For
Everyday UPI and card users who also value railway and occasional airport lounge access
Welcome Offer
Not confirmed
Type
Cashback
Description
The AU Spont Credit Card is an everyday cashback card offering 1% cashback across eligible e-commerce, POS, contactless and UPI transactions, including UPI payments made through different UPI channels. It additionally offers never-expiring coins on UPI spends. Travel benefits include 2 complimentary railway lounge visits every calendar quarter and 2 domestic airport lounge visits per quarter after achieving ₹50,000 spend in that calendar quarter. The card charges ₹299+GST annually and includes a 1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, capped at ₹100 per statement cycle.
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