rewards
CheQ AU Credit Card
A lifetime-free rewards card heavily focused on CheQ, UPI, major online brands and utility payments.
Annual Fee
Lifetime Free; optional LED version has a one-time ₹999+GST fee
Rewards
12% rewards on selected brands/categories; 5% rewards on other eligible online shopping, travel, food-delivery and grocery spends; 2.5% rewards through CheQ UPI
Lounge Access
None advertised on the current AU product page
Fuel Waiver
1% on ₹500–₹5,000, capped at ₹150/statement month
Milestone
Not confirmed
Best For
CheQ users with substantial online, UPI and utility spending
Welcome Offer
Not confirmed
Type
Rewards
Description
The CheQ AU Credit Card is a lifetime-free co-branded card offering elevated rewards through the CheQ ecosystem. It earns 12% rewards on eligible spends across brands and categories including Amazon, Flipkart, Zomato, BigBasket, Apple products through Unicorn, CheQ Travel and eligible utility bills paid through the CheQ app. Other eligible online shopping, travel, food-delivery and online-grocery spends earn 5% rewards, while CheQ UPI transactions earn 5 CheQ points per ₹200, advertised as 2.5% rewards. The regular card is lifetime free; the LED-enabled version carries a one-time ₹999+GST charge. Fuel transactions between ₹500 and ₹5,000 receive a 1% surcharge waiver capped at ₹150 per statement month.
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