rewards
Paytm AU Credit Card
A lifetime-free Paytm-focused card rewarding UPI, Paytm Travel, Gold and everyday spending.
Annual Fee
Lifetime Free
Rewards
5% on Paytm Travel & Paytm Gold; 2% on Paytm UPI transactions up to ₹2,000; 1% above ₹2,000; 0.25% on UPI through other apps; 1% on eligible other online/offline spends
Lounge Access
Complimentary lounge access for cardholder and travelling family/companions on an eligible ₹5,000+ round-trip flight booking through Paytm using the card
Fuel Waiver
1%, capped at ₹100/month
Milestone
No conventional spend milestone; eligible ₹5,000+ Paytm round-trip flight booking activates the lounge benefit
Best For
Heavy Paytm, UPI, Paytm Travel and Paytm Gold users
Welcome Offer
None
Type
Rewards
Description
The Paytm AU Credit Card is a lifetime-free co-branded card designed around the Paytm ecosystem. It earns 5% reward points on Paytm Travel and Paytm Gold, 2% on Paytm UPI transactions up to ₹2,000, 1% on Paytm UPI transactions above ₹2,000 and 0.25% when UPI payments are made through other apps. Eligible recharges and utility bills through Paytm earn 1%, while other eligible online and offline purchases also earn 1%. One reward point is worth ₹1 when redeemed into Paytm Gold, with other redemption options including eligible utility payments. Complimentary airport lounge access is tied to a round-trip flight booking of ₹5,000 or more through Paytm using the card and can extend to accompanying family members. Fuel surcharge waiver is 1%, capped at ₹100 per month.
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