travel
BOBCARD Etihad Guest Credit Card
Entry-level Etihad co-brand earning 3X miles on Etihad flights with a low 1% forex markup.
Annual Fee
₹2,500 (waived on ₹3L spend/year)
Rewards
3 Miles/₹100 on Etihad Airways; 1 Mile/₹100 other domestic/international
Lounge Access
8 domestic/year (2/quarter) + 4 international/year (1/quarter), no spend threshold
Fuel Waiver
1% (₹500-5,000, ₹250/cycle cap)
Milestone
250 miles/month; 2,000 miles/quarter; 12,000 miles/year (spend-based, once each per period)
Best For
Occasional Etihad flyers
Welcome Offer
5,000 miles on ₹25K spend/60 days + additional 2,500 miles on ₹50K cumulative spend (limited-time, through 31 Aug 2026) + fast-tracked Silver Tier on first Etihad.com transaction/6 months
Type
Travel/Co-branded (Airline)
Description
Co-branded with Etihad Airways, earning 3 Etihad Guest Miles per ₹100 on Etihad bookings and 1 Mile per ₹100 on all other domestic and international spends. Joining and annual fee are ₹2,500 each, waived on ₹3L annual spend. Includes 8 domestic and 4 international lounge visits a year with no spend threshold, a low 1% forex markup, and monthly/quarterly/annual milestone bonuses. Welcome bonus is tiered: 5,000 miles for early spend plus an extra 2,500 for reaching ₹50,000 cumulative. Miles are redeemable exclusively on the Etihad platform.
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