travel
IDFC FIRST Power Credit Card
The lower-fee variant of IDFC FIRST’s HPCL range, designed for fuel, grocery, utility and UPI spending.
Annual Fee
₹199+GST; renewal waived on ₹50,000 annual spend
Rewards
Up to 5% savings on eligible HPCL fuel purchases
Lounge Access
N/A
Fuel Waiver
1% fuel surcharge waiver
Milestone
₹50,000 annual spend waives renewal fee
Best For
Moderate HPCL fuel users
Welcome Offer
₹250 HPCL first transaction benefit
Type
Travel
Description
FIRST Power is the lower-cost variant of IDFC FIRST Bank’s HPCL credit-card range. It charges ₹199+GST annually, with renewal reversed after ₹50,000 spend in the previous anniversary year. The current card proposition advertises up to 5% savings on fuel, accelerated rewards on everyday categories and 2X rewards on UPI and other eligible retail transactions. It should be listed separately from Power+, since Federal—rather, IDFC FIRST—maintains different fees, reward rates, welcome benefits and lifestyle privileges for the two variants.
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