travel
YES RESERV Credit Card
Mid-premium travel card with strong online rewards, quarterly lounge access and an optional rewards booster.
Annual Fee
₹2,499
Rewards
24 RP/₹200
Lounge Access
12 domestic
Fuel Waiver
1%
Milestone
₹3L waiver
Best For
Online shoppers
Welcome Offer
8,000 points
Type
Travel
Description
Renamed from YES First Exclusive in YES Bank's official terms document. Earns 24 reward points per ₹200 on online spends, 12 points offline, and 6 points on select categories including insurance, education and utilities, capped at 36,000 points per statement cycle. Joining and annual fee ₹2,499 plus GST each, waived on ₹40,000 spend within 30 days for joining and ₹3 lakh annual spend for renewal. Includes 3 domestic lounge visits per quarter and 6 international visits a year, extended to add-on cardholders, golf privileges and a 1.75% forex markup. An optional Rewards Subscription Plan offering 3X or 5X multipliers is available for heavier spenders, and a renewal bonus of 8,000 reward points applies. Points expire after three years. Also issued in NRI and fixed-deposit-backed variants for applicants without a domestic income record.
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