travel
IndusInd Bank Pioneer Private Credit Card
Ultra-premium card with unlimited domestic and international lounge access plus zero forex markup fees.
Annual Fee
₹29,500 from year 2 (No joining fee; waived on ₹10L spend/year)
Rewards
3% on eligible purchases; 0.7 RP/₹100 utility/insurance; no rewards on fuel
Lounge Access
Unlimited domestic + unlimited international (12 guest visits/year outside India)
Fuel Waiver
No (fuel excluded from rewards)
Milestone
None
Best For
HNI IndusInd Pioneer Banking customers
Welcome Offer
Not fully specified
Type
Super-premium/Travel (Pioneer relationship card)
Description
IndusInd's top-tier Pioneer Banking card, earning a high 3% reward rate on eligible purchases and 0.7 points per ₹100 on utilities and insurance. No joining fee; annual fee ₹29,500 from year two, waived on ₹10L annual spend. Includes unlimited domestic and international airport lounge access with 12 complimentary guest visits a year outside India, unlimited golf lessons, zero forex markup, no cash advance charges, and a low 2% monthly interest rate.
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