travel
IRCTC RuPay BOBCARD Credit Card
Railway co-brand earning up to 40X points on IRCTC bookings with complimentary railway lounge access.
Annual Fee
₹350 (Joining ₹500)
Rewards
40 RP/₹100 on IRCTC bookings (capped 1,000 BoB points or 250 IRCTC Travel Points/cycle); 4 RP/₹100 grocery/departmental (capped 1,000 pts/month); 2 RP/₹100 other
Lounge Access
4 railway lounge visits/year (1/quarter)
Fuel Waiver
1% via UPI (₹500-3,000, ₹100/mo cap)
Milestone
None beyond welcome
Best For
Frequent train travelers
Welcome Offer
1,000 bonus RP on a ₹1,000+ transaction within 45 days of card issuance
Type
Travel/Co-branded (Railway, RuPay)
Description
Co-branded with IRCTC, earning up to 40 reward points per ₹100 on train ticket bookings via the IRCTC website or app (accelerated rate only on AC classes, ticket must be in primary cardholder's name), 4 points per ₹100 on groceries and departmental stores, and 2 points per ₹100 elsewhere. Joining fee ₹500; annual fee ₹350. Reward points can convert to IRCTC Travel Points via loyalty-number linking, or redeem as cashback at ₹0.25/point. Includes 4 complimentary railway lounge visits a year and a UPI-linked fuel surcharge waiver.
Disclaimer
This website is an independent comparison platform and is not affiliated with, endorsed by, or associated with any bank. All trademarks belong to their respective owners.
Comparison
Cards
Compare different cards and choose the best one for your needs.
Explore
Bank
Annual Fee
Rewards
Lounge Access
Fuel Waiver
Milestone
Best For
Welcome Offer
Type
Find the Perfect Credit Card for You
Compare, choose, and apply for the best credit cards from top Indian banks in minute
Know more
SBI ELITE Credit Card
Premium travel card with expansive lounge access, insurance, and lifestyle perks.
HDFC Diners Club Privilege Credit Card
Luxury travel card with lounge visits, concierge service, and milestone benefits.
Axis Bank Privilege Credit Card
Here’s a refined overview of the Axis Bank Privilege Credit Card, blending official details with user perspectives:
Standard Chartered EaseMyTrip Credit Card
Travel co-brand card offering 10X rewards on hotel bookings with up to 20% travel discounts.
Bank of Baroda Eterna Signature
BOB Eterna Signature Credit Card – A premium rewards card with high returns on travel, dining, and online spends, plus lounge access and lifestyle perks.
American Express Platinum Reserve Credit Card
Premium travel experience with unlimited lounge access and generous Membership Rewards points.
AU Zenith Credit Card
The AU Zenith Credit Card is a premium offering from AU Small Finance Bank, designed for frequent travelers and lifestyle enthusiasts. It provides enhanced rewards on dining, international transactions, and travel-related expenses.
Federal Bank Celesta Credit Card
The Federal Bank Celesta Credit Card is a premium, lifetime-free card tailored for frequent travelers and lifestyle enthusiasts. It offers elevated rewards on international spends, dining, and travel-related expenses.
Scapia Credit Card
The Federal Bank Scapia Credit Card provides unlimited domestic lounge access, complimentary dining, shopping, or spa services at airports upon meeting monthly spend thresholds. Cardholders earn 10% Scapia Coins on all eligible online and offline transactions, with a 20% reward on travel bookings made through the Scapia app.
IDFC FIRST Bank Ashva Credit Card
The IDFC FIRST Ashva Credit Card Is A Premium Metal Credit Card Designed For Frequent Travelers And Lifestyle Enthusiasts. It Offers Enhanced Rewards On Travel-Related Expenses, Exclusive Lounge Access, And A Suite Of Luxury Benefits. Ideal For Individuals Seeking A Blend Of Travel Perks And Lifestyle Privileges.
RBL Bank Insignia Credit Card
The RBL Bank Insignia Preferred Banking Credit Card Is A Premium Offering Tailored For High-Net-Worth Individuals Seeking Exclusive Benefits.
HDFC Bank RuPay IRCTC Credit Card
5X rewards on IRCTC bookings for frequent rail travelers.
Marriott Bonvoy HDFC Bank Credit Card
Earn Marriott points and elite status on hotel stays.
HDFC Diners Club Black Metal Edition Credit Card
Metal-tier Diners card with elevated rewards for serious spenders.
IndiGo SBI Credit Card
Earn IndiGo's own loyalty currency on flight bookings and everyday spends, aimed at regular domestic flyers.
IndiGo SBI ELITE Credit Card
The premium IndiGo co-brand, offering a sharper earn rate and richer welcome bonus for frequent flyers on the airline.
IRCTC SBI RuPay Credit Card
A low-fee RuPay card built around IRCTC ticket bookings, with complimentary railway lounge visits included.
IRCTC SBI Card Premier
A step above the RuPay IRCTC card, offering stronger returns on train bookings and everyday utility spends.
SBI MILES Credit Card
Travel-focused card earning flexible travel credits on travel bookings and general spends alike.
SBI Miles Elite Credit Card
The top MILES tier, offering the strongest travel-credit accumulation in the lineup for high-spending travelers.
KrisFlyer SBI Credit Card
Earn Singapore Airlines' KrisFlyer miles directly on the airline's spends and international transactions.
KrisFlyer SBI Card Apex
The premium KrisFlyer tier, offering a much higher mile-earn rate plus generous lounge access for frequent Singapore Airlines flyers.
SBI AURUM Credit Card
SBI's invite-only flagship card, combining a flat high reward rate with a stack of complimentary lifestyle memberships.
PNB RuPay Select Card
Complimentary domestic and international lounge access with fuel waiver and an easy quarterly fee waiver.
HSBC TravelOne Credit Card
Accelerated travel rewards with instant mile transfers, six lounge visits and holiday partner discounts.
HSBC Premier Credit Card (Metal)
Unlimited lounge access, 0.99% forex markup and flat rewards for HSBC Premier banking customers.
HSBC Taj Credit Card
Invite-only luxury metal card with complimentary Taj stays, unlimited lounges and elite hotel privileges.
HSBC Privé Credit Card
HSBC's most exclusive metal card, reserved for Private Bank clients with elite travel and dining privileges.
IDBI Euphoria World Credit Card
Earns 6X points on travel bookings with 12 free lounge visits a year.
IDBI Winnings RuPay Select Credit Card
RuPay Select card with domestic and international lounge access, plus birthday bonus points.
PNB EMT RuPay Platinum Credit Card
Co-branded with EaseMyTrip, this card earns 4 reward points per ₹100 spent. Annual fee ₹2,000, waived above ₹1L spend. Includes a ₹3,000 welcome voucher for flight, hotel and holiday bookings, 2 domestic lounge visits per quarter, 2 international visits yearly, and a 1% fuel surcharge waiver. Ideal for regular EaseMyTrip bookers.
Union Bank NEXTERIA Credit Card
Premium RuPay Ekaa metal card with unlimited lounge access, golf privileges and complimentary HoteLux membership.
Union RuPay Unicorn Credit Card
Affordable RuPay Select card with 8 domestic and 2 international lounge visits, plus milestone rewards.
Bandhan Bank Flare Credit Card
Upper-mid card with 4 domestic and 1 international lounge visit every quarter, plus golf lessons.
Bandhan Bank Lumina Credit Card
Premium travel card with unlimited international lounge access, golf privileges, and a 1% forex markup.
DBS Vantage Credit Card
Invite-only metal card with unlimited global lounge access and zero forex charges in Singapore.
Equitas PowerMiles Credit Card
Premium metal card with Club Marriott and EazyDiner memberships, low forex, and lounge access.
LIC IDFC Select Credit Card
IDFC-issued LIC card earning 10X rewards on premium payments with railway and airport lounge access.
BOI Celestia Credit Card
Ultra-premium RuPay Ekaa card with unlimited lounge access, ITC hotel stays, and golf privileges.
PNB LUXURA Metal Card (Visa Infinite)
Unlimited lounge access and zero forex markup with luxury hotel perks on Visa Infinite.
LIC Eclat Credit Card
LIC co-branded card earning 2X points on premium payments, with lounge access and milestone bonuses.
MakeMyTrip ICICI Bank Credit Card
Travel co-brand rewarding MakeMyTrip flight and hotel bookings generously.
Adani One ICICI Bank Signature Credit Card
Premium Adani co-brand card with strong rewards and travel vouchers.
Adani One ICICI Bank Platinum Credit Card
Entry-level Adani co-brand offering rewards on ecosystem spends.
Emirates Skywards ICICI Bank Rubyx Credit Card
Entry-level Emirates co-brand earning Skywards Miles on every spend.
Emirates Skywards ICICI Bank Sapphiro Credit Card
Mid-tier Emirates co-brand with accelerated miles and travel perks.
Emirates Skywards ICICI Bank Emeralde Credit Card
Premium Emirates co-brand with top-tier miles and lounge access.
Axis Bank Horizon Credit Card
Mid-range travel card earning accelerated miles on flights with generous domestic and international lounge access.
IndiGo Axis Bank Premium Credit Card
Co-branded airline card earning accelerated BluChips on IndiGo bookings with lounge access and BOGO movies.
IndiGo Axis Bank Credit Card
Affordable IndiGo co-brand earning BluChips on flights and groceries with milestone travel vouchers included.
Axis Bank Olympus Credit Card
Invite-only super-premium card with unlimited lounge access, Taj Epicure membership, and complimentary golf.
SpiceJet Axis Bank Voyage Credit Card
Affordable SpiceJet co-brand earning SpiceClub points with complimentary domestic lounge access and Silver membership.
SpiceJet Axis Bank Voyage Black Credit Card
Premium SpiceJet co-brand offering a ₹4,000 flight voucher and Gold membership plus eight lounge visits.
Axis Bank Miles & More Credit Card (World / World Select)
Lufthansa co-brand earning non-expiring miles across Star Alliance, in World and World Select tiers.
Axis Bank Reserve Credit Card
Ultra-premium metal card earning 7.5% domestic rewards with unlimited lounge access and 50 golf rounds.
Axis Bank Burgundy Private Credit Card
Invite-only card for Burgundy Private clients with zero forex markup and unlimited guest lounge access.
Axis Bank Primus Credit Card
Invite-only ultra-premium card converting miles at 1:5 with private jet access and companion airfares.
IndusInd Bank Avios Visa Infinite Credit Card
Ultra-premium metal card earning Avios across British Airways or Qatar Airways loyalty programs.
IndusInd Bank Crest Credit Card
Invite-only premium card offering 2.5X international rewards with quarterly LoungeKey and golf access.
IndusInd Bank Pioneer Legacy Credit Card
All-rounder card earning double rewards on weekends with complimentary golf and international lounge access.
IndusInd Bank Pioneer Private Credit Card
Ultra-premium card with unlimited domestic and international lounge access plus zero forex markup fees.
Standard Chartered Beyond Credit Card
Invite-style premium card offering unlimited lounge access, monthly golf games, and 3.33% flat rewards.
Standard Chartered Priority Visa Infinite Credit Card
Zero-fee card exclusively for Priority Banking clients with Priority Pass and comprehensive travel insurance.₹0 (Free for Priority Banking clients)
BOBCARD Etihad Guest Credit Card
Entry-level Etihad co-brand earning 3X miles on Etihad flights with a low 1% forex markup.
BOBCARD Etihad Guest Premium Credit Card
Premium Etihad co-brand with zero forex markup and fast-tracked Silver and Gold Tier status.
AU Ananta Credit Card
Premium lifestyle card with accelerated rewards on shopping, dining, and travel, plus family lounge access.
ixigo AU Credit Card
AU Bank's first co-branded travel card with ixigo, offering zero forex markup and strong railway travel perks.
AU Traverse Credit Card for NRIs
A premium NRI travel card combining low forex markup, international lounge access and an unusually strong travel welcome benefit.
YES Marquée Credit Card
Super-premium card with a flat 4.5% reward rate on online spends, unlimited international lounge access, and low forex.
YES Private Prime Credit Card
Invite-only super-premium card with unlimited lounge access, hotel privileges, and a very low forex markup.
RBL Bank World Safari Credit Card
A travel-focused zero-forex card with domestic and international lounges, milestone rewards and travel insurance.
RBL Bank World Safari Lite Credit Card
A lower-fee zero-forex travel card with accelerated flight/hotel rewards and spend-based global lounge access.
RBL Bank iGlobe Credit Card
An NRI-focused premium card with strong international rewards, 1.5% forex markup and airport lounge benefits.
RBL Bank Apex Credit Card
A railway-focused RuPay co-brand where reward points can carry a full ₹1 value toward eligible IRCTC train bookings.