travel
HDFC Bank RuPay IRCTC Credit Card
5X rewards on IRCTC bookings for frequent rail travelers.
Annual Fee
βΉ500 (waived on βΉ1.5L/year)
Rewards
5X pts on IRCTC (+5% via SmartBuy), 1pt/βΉ100 others
Lounge Access
8 IRCTC executive lounge visits/year
Fuel Waiver
1%
Milestone
βΉ500 voucher on βΉ30K/quarter
Best For
Frequent train travelers
Welcome Offer
βΉ500 gift voucher
Type
Travel
Description
5 reward points per βΉ100 on IRCTC bookings plus an extra 5% cashback via SmartBuy; 1 point per βΉ100 elsewhere. Includes 8 IRCTC executive lounge visits/year and a 1% IRCTC transaction charge waiver.
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