travel
Standard Chartered Beyond Credit Card
Invite-style premium card offering unlimited lounge access, monthly golf games, and 3.33% flat rewards.
Annual Fee
₹25,000 (Joining ₹15,000; waived on ₹50L+ FUM)
Rewards
5 RP/₹150 (3.33%) most categories; 3 RP/₹150 utility/insurance/govt
Lounge Access
Unlimited domestic + unlimited international + 8 guest visits/year
Fuel Waiver
1% (₹5,000/year cap)
Milestone
None
Best For
HNI with strong SC banking relationship
Welcome Offer
₹15,000 vouchers (Taj/Luxe/MakeMyTrip)
Type
Super-premium/Travel (Visa Infinite)
Description
Standard Chartered's most premium offering, earning 5 reward points per ₹150 (3.33%) on most categories, and 3 points per ₹150 on utility, insurance, and government payments. Joining fee ₹15,000; annual fee ₹25,000 from year two, waived only if the cardholder meets a ₹50L Funds Under Management (FUM) requirement. Includes unlimited domestic and international lounge access with 8 guest visits a year, 2 complimentary golf games/lessons monthly, BOGO movie offers, and 25% off EazyDiner.
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