travel
IRCTC SBI RuPay Credit Card
A low-fee RuPay card built around IRCTC ticket bookings, with complimentary railway lounge visits included.
Annual Fee
₹500 (no fee waiver)
Rewards
Up to 10% value-back on AC1/2/3 IRCTC bookings, 1 RP/₹125 others
Lounge Access
4 railway lounge visits/year
Fuel Waiver
1% (cap ₹100)
Milestone
N/A
Best For
Frequent railway travelers
Welcome Offer
350 RP on ₹500 spend/45 days
Type
Travel
Description
A low-fee RuPay card offering up to 10% value-back as reward points on AC-class IRCTC bookings. Includes 4 complimentary railway lounge visits/year and a 1% fuel surcharge waiver at an affordable ₹500 fee.
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