travel
KVB Eternis Credit Card
Ultra-premium Visa Infinite card with zero forex markup, 1:1 reward value and luxury hotel privileges.
Annual Fee
₹29,999
Rewards
2 RP/₹100
Lounge Access
Not listed
Fuel Waiver
1%
Milestone
Not published
Best For
Affluent spenders
Welcome Offer
10,000 points
Type
Travel
Description
KVB's flagship card on the Visa Infinite platform, launched as the top tier of the bank's premium portfolio. Earns 2 reward points per ₹100 spent, rising to 3X on airline, hotel, dining and luxury shopping — and with each point worth ₹1, that translates to a 2% base return and 6% on accelerated categories, an unusually strong 1:1 valuation. Joining and annual fee ₹29,999 each plus GST, with no spend-based waiver published. Credit limits run from ₹5 lakh to ₹50 lakh. Welcome bonus of 10,000 reward points on card activation, worth ₹10,000, plus a one-night stay at Postcard Hotels, a one-year MindEscapes Concierge Club Access, a one-year EazyDiner membership and a one-year Club Marriott membership. Offers zero foreign currency markup on international transactions and 15% off Business Class fares with Qatar Airways and Lufthansa internationally and Air India domestically. Fuel surcharge waiver of 1% applies on single transactions between ₹500 and ₹4,000, capped at ₹200 per billing cycle. Finance charges 3% monthly (36% annually), interest-free grace period up to 45 days, card valid five years. Reward redemption carries a ₹99 fee, with 2,000 points needed for the first redemption and 250 thereafter; unclaimed points lapse after three years. Balance transfer is not available.
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