travel
IDFC FIRST Wealth Credit Card
A premium lifetime-free Visa Infinite card with accelerated rewards, low forex and domestic plus international lounge access.
Annual Fee
Lifetime Free
Rewards
10X on dining, travel, international and birthday spends; 3X on other eligible spends; 1X on selected utility/insurance/railway/FASTag spends; 1X = 1 RP/₹200
Lounge Access
1 domestic + 1 international airport lounge visit/quarter after ₹20,000 previous-month spend; 4 railway lounge visits/year
Fuel Waiver
1%, subject to bank limits
Milestone
Lounge eligibility requires ₹20,000 spend in the preceding calendar month
Best For
Premium users wanting a no-fee travel and rewards card
Welcome Offer
₹500 voucher on ₹5,000 spend within 30 days + 5% cashback up to ₹1,000 on first EMI
Type
Travel
Description
The FIRST Wealth Credit Card is a lifetime-free Visa Infinite card with a 1.5% forex markup. From 18 June 2026 it earns 10X reward points from the first eligible dining, travel and international transaction, as well as on birthday spends, with 1X equal to 1 point per ₹200 and each point worth ₹0.25. It currently includes one domestic and one international airport lounge visit per quarter, subject to ₹20,000 spending in the previous calendar month, plus four railway lounge visits annually under the same activation rule.
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