cashback
YES Prosperity Cashback Plus Credit Card
Richer cashback card offering an assured 0.75% base rate plus 5% on groceries and movies.
Annual Fee
₹1,499+GST (Joining ₹1,499+GST, no waiver)
Rewards
0.75% all retail (assured); 5% groceries/movies (cap ₹100/cycle); 5% utility via YES PayNow
Lounge Access
Not confirmed for this tier
Fuel Waiver
1% (₹400-5K)
Milestone
None confirmed
Best For
Everyday shoppers wanting an assured cashback floor
Welcome Offer
₹250 cashback on ₹2,500 spend/30 days
Type
Cashback
Description
Offers an assured 0.75% cashback on all retail spends (higher than most entry cashback cards' base rate), plus 5% on groceries and movie ticket bookings (capped ₹100/statement cycle) and 5% on utility bills paid via YES PayNow. Joining and annual fee ₹1,499+GST each, with no fee waiver available at any spend level. Includes credit shield cover, zero liability protection, and a 1% fuel surcharge waiver. Welcome offer: ₹250 cashback on ₹2,500 spend within 30 days. Forex markup 3.4-3.5%.
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