cashback
BOBCARD Cashback Credit Card
Simple cashback card earning 5% online and 1% on everything else with flexible fee options.
Annual Fee
₹499 (or ₹49/month, changeable once)
Rewards
5% cashback online (₹1,500/mo cap, min 4 txns/cycle); 1% cashback other (unlimited)
Lounge Access
No
Fuel Waiver
1% (₹400-5,000, ₹250/cycle cap)
Milestone
None
Best For
First-time cardholders, online shoppers
Welcome Offer
None
Type
Cashback/Entry-level (Mastercard)
Description
A straightforward cashback card earning 5% on domestic e-commerce spends (capped ₹1,500/statement cycle, requires 4+ transactions) and 1% unlimited cashback on all other domestic and international spends. Flexible fee structure: ₹499 annual or ₹49/month, switchable once. Cashback credits are automatically applied to the next month's statement. No cashback on fuel, ATM withdrawals, or select MCCs. Up to 3 free add-on cards. Links easily to Google Pay for contactless payments.
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