cashback
Standard Chartered DigiSmart Credit Card
Low monthly-fee card for millennials offering BOGO movies and 20% off partner shopping brands.
Annual Fee
₹588/year (₹49/month; waived on ₹5,000 spend in prior month)
Rewards
Discount-based (no traditional reward points program)
Lounge Access
No
Fuel Waiver
1%
Milestone
None
Best For
Millennials, online shoppers, moviegoers
Welcome Offer
None
Type
Cashback/Discount (Entry-level)
Description
A discount-driven card charging a nominal ₹49 monthly fee (waived on ₹5,000 spend the prior month) instead of a traditional annual fee. Offers 10% off Blinkit and Zomato, 20% off Myntra, BOGO movie tickets at INOX (up to 2/month), 15% cashback on Ola bookings, and travel discounts of up to 25% off hotels and 20% off domestic flights via Yatra. Blinkit, Zomato, and Yatra discounts require the promo code DIGISMART; Myntra and Ola apply automatically at checkout. No traditional reward points program.
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