cashback
HDFC Millennia Credit Card
5% cashback on top online merchants, built for millennials.
Annual Fee
₹1,000 (waived on ₹1L/year spend)
Rewards
5% via SmartBuy/PayZapp
Lounge Access
4/year (quarterly, min ₹10K spend)
Fuel Waiver
1%
Milestone
₹1,000 voucher on ₹1L/quarter
Best For
Online shoppers/millennials
Welcome Offer
1,000 CashPoints
Type
Cashback
Description
Up to 5% cashback on 10+ popular platforms via SmartBuy/PayZapp, 1% on other spends. Fee waived on ₹1L annual spend. Includes 4 domestic lounge visits/year and 1% fuel surcharge waiver.
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