cashback
HDFC Millennia Credit Card
5% cashback on top online merchants, built for millennials.
Annual Fee
₹1,000 (waived on ₹1L/year spend)
Rewards
5% via SmartBuy/PayZapp
Lounge Access
4/year (quarterly, min ₹10K spend)
Fuel Waiver
1%
Milestone
₹1,000 voucher on ₹1L/quarter
Best For
Online shoppers/millennials
Welcome Offer
1,000 CashPoints
Type
Cashback
Description
Up to 5% cashback on 10+ popular platforms via SmartBuy/PayZapp, 1% on other spends. Fee waived on ₹1L annual spend. Includes 4 domestic lounge visits/year and 1% fuel surcharge waiver.
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Find the Perfect Credit Card for You
Compare, choose, and apply for the best credit cards from top Indian banks in minute
All Cards
SBI Cashback Credit Card
Straightforward 5% online and 1% offline cashback with anomaly-free fee reversal.
HDFC MoneyBack+ Credit Card
Integrated cashback with quarterly gift vouchers and fuel surcharge waiver.
Axis Bank ACE Credit Card
Top-tier cashback on recurring spends, plus minimal lounge and fuel perks.
Standard Chartered Super Value Titanium
Fuel and bill payment cashback with additional reward points on other spends.
AU LIT Credit Card
AU LIT Credit Card is a fully customizable, lifetime-free card aimed at shoppers who want selectable benefits (cashback, accelerated RPs, fuel waiver, memberships).
HDFC Bank PIXEL Play Credit Card
Fully customizable lifetime-free card with your choice of cashback.
HDFC Bank PIXEL Go Credit Card
Simple lifetime-free card offering unlimited 1% cashback everywhere.
Flipkart SBI Credit Card
Cashback-first card built around Flipkart and its partner ecosystem, with a Flipkart gift card to start things off.
SBI MILES PRIME Credit Card
A richer version of the MILES card with higher travel-credit earn rates for frequent bookers.
PNB Kiwi Credit Card
RuPay UPI card offering cashback on Scan & Pay and online transactions via Kiwi.
HSBC Live+ Credit Card
10% cashback on dining, groceries and shopping with lounge access and low forex markup.
HSBC RuPay Cashback Credit Card
10% cashback on dining and groceries with UPI rewards and complimentary airport lounge access.
Utkarsh superCard Credit Card
FD-backed RuPay card with instant approval, offering up to 5% cashback at partner brands.
Utkarsh Eternal Credit Card
First-year-free card with flat 1.25% cashback, available only to existing Utkarsh Bank customers.
Utkarsh Rhodium Credit Card
Premium card offering 16 annual domestic lounge visits with flat 1.25% cashback on spends.
Utkarsh SmartGen Credit Card
Entry-level FD-backed card with a low ₹199 renewal fee and flat 1% cashback.
Amazon Pay ICICI Bank Credit Card
Lifetime-free card offering top-tier cashback for regular Amazon shoppers.
Axis Bank Cashback Credit Card
Tiered cashback card rewarding online shopping generously with simple, hassle-free credit to your statement.
Axis Bank SuperMoney RuPay Credit Card
Lifetime-free RuPay card issued against FD, earning 3% cashback on super.money UPI transactions.
Google Pay Flex Axis Bank Credit Card
Digital-first RuPay card earning instantly redeemable Stars on UPI spends via the Google Pay app.
Airtel Axis Bank Credit Card
Telecom co-brand offering 25% cashback on Airtel bills plus discounts on Zomato, Blinkit, and utilities.
CRED IndusInd Bank RuPay Credit Card
Entry-level RuPay card earning 5% CRED Points on e-commerce, travel, and CRED app spends.
IndusInd Bank Samman RuPay Credit Card
Government employee-exclusive card earning 1% cashback with zero cash withdrawal fees and travel insurance.
Standard Chartered Smart Credit Card
Cashback card for beginners earning 2% online and 1% offline with a 90-day interest waiver.
Standard Chartered DigiSmart Credit Card
Low monthly-fee card for millennials offering BOGO movies and 20% off partner shopping brands.
BOBCARD Cashback Credit Card
Simple cashback card earning 5% online and 1% on everything else with flexible fee options.
AU Tejas Credit Card
Everyday cashback card focused on movies, groceries, food delivery, cab rides, and bill payments.
AU Altura Credit Card
Affordable entry-level cashback card with railway lounge access, built for beginners.
AU Spont Credit Card
An everyday cashback card covering UPI, online, POS and contactless payments with both airport and railway lounge benefits.
AU Xcite Ace Credit Card
AU Xcite Ace offers milestone cashback up to 3%, domestic and railway lounge access and a spend-based annual fee waiver.
AU InstaPay RuPay Credit Card
A lifetime-free companion card for existing AU cardholders who want cashback on RuPay credit-card UPI payments.
AU Kosmo Credit Card
A lifetime-free RuPay card centred on cashback for UPI Scan & Pay transactions through the Kiwi ecosystem.
YES Prosperity Cashback Credit Card
Cashback card offering 5% on movies, grocery, and utility payments with modest travel perks.
RBL Bank Aspire Banking Credit Card
A zero-fee relationship card for Aspire Banking customers offering direct cashback, quarterly lounge access and annual spend bonuses.
YES Prosperity Cashback Plus Credit Card
Richer cashback card offering an assured 0.75% base rate plus 5% on groceries and movies.
YES FREO Credit Card
Fintech co-brand offering flat cashback (Visa) or UPI-accelerated points (RuPay), bundled together.
YES Paisabazaar PaisaSave Credit Card
Co-branded card with Paisabazaar offering strong cashback on dining and travel, in Mastercard and RuPay virtual forms.
YES BYOC
Fully customizable card letting you choose your own merchant perks, card design, and subscription tier.
YES AI Inside Credit Card
Lifetime-free card with up to 3% assured cashback, zero forex markup and no cash withdrawal fee.
IDFC FIRST Quantum+ Credit Card
A lifetime-free secured cashback card with UPI support and a low ₹10,000 minimum fixed deposit.
IDFC FIRST Hello Cashback Credit Card
A secured RuPay card offering up to 5% cashback across online purchases and strong cashback on everyday UPI spending.
IDFC FIRST EA₹N Credit Card
A digital-first secured RuPay card focused on UPI cashback and instant virtual issuance.₹499+GST; annual fee waived on ₹1 lakh annual spend
RBL Bank Platinum LifeEasy Credit Card
A lifestyle cashback card rewarding fuel, cab and grocery spending with domestic lounge access.
RBL Bank Platinum TravelEasy Credit Card
A low-fee card centred on fuel and cab cashback rather than conventional travel miles.
RBL Bank Apex Credit Card
A straightforward cashback card combining 2% portal cashback, 1% regular cashback and annual milestone bonuses.
RBL Bank Paisabazaar Duet Credit Card
A simple lifetime-free cashback card designed to avoid reward-point complexity.
RBL Bank Paisabazaar Duet Plus Credit Card
A cashback-focused upgrade offering elevated returns on travel and dining plus annual-fee reversal.
Axis Bank Freecharge Plus Credit Card
Invite-only Axis cashback card with 5% back on Freecharge transactions.
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