cashback
YES AI Inside Credit Card
Lifetime-free card with up to 3% assured cashback, zero forex markup and no cash withdrawal fee.
Annual Fee
₹0 (Lifetime-free)
Rewards
Up to 3% assured cashback (category caps not yet published)
Lounge Access
Not confirmed
Fuel Waiver
1% (₹400–5,000, ₹750/cycle cap — second-highest in YES Bank's range)
Milestone
None confirmed
Best For
International spenders wanting zero forex on a free card
Welcome Offer
Not confirmed
Type
Cashback
Description
A lifetime-free card offering up to 3% assured cashback on spends, with three unusually strong structural benefits confirmed in YES Bank's official terms: zero forex markup on international transactions (one of only three YES cards with this), cash advance fees fully waived, and a ₹750 per statement cycle fuel surcharge cap — higher than every YES card except Marquee. Utility and fuel fee thresholds are also set at the premium ₹50,000 tier rather than the standard ₹25,000. Available with a RuPay virtual companion for UPI. Cashback category caps and detailed terms have not yet been published by the bank.
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