cashback
IndusInd Bank Samman RuPay Credit Card
Government employee-exclusive card earning 1% cashback with zero cash withdrawal fees and travel insurance.
Annual Fee
₹199 (No joining fee; waived on ₹75K spend/year)
Rewards
1% cashback on retail spends up to ₹20K/cycle (₹200/mo cap)
Lounge Access
No
Fuel Waiver
1% (₹400-4K)
Milestone
None
Best For
Government sector employees
Welcome Offer
None
Type
Cashback (RuPay, Government employees only)
Description
Exclusively for government sector employees, earning 1% cashback on retail spends up to ₹20,000 per statement cycle (capped ₹200/month). No joining fee; annual fee ₹199, waived on ₹75,000 spend in the previous year. Includes 2 free movie tickets a year via BookMyShow, a 1% fuel surcharge waiver, 1% IRCTC railway surcharge waiver, zero cash advance fees, and travel insurance. UPI-linked via RuPay.
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