cashback
HSBC Live+ Credit Card
10% cashback on dining, groceries and shopping with lounge access and low forex markup.
Annual Fee
₹999 (₹2L waiver)
Rewards
10% dining/grocery/shopping/utilities (₹1,200/mo cap), 1.5% other
Lounge Access
2 domestic + 1 international/year
Fuel Waiver
₹250 cashback/quarter (₹10K spend)
Milestone
None
Best For
Urban lifestyle spenders
Welcome Offer
₹1,000 cashback + Myntra/Starbucks vouchers
Type
Cashback
Description
Earns 10% cashback (capped ₹1,200/month) on dining, food delivery, groceries, shopping and utilities, plus 1.5% unlimited cashback elsewhere. Annual fee ₹999, waived above ₹2L annual spend. Includes 2 domestic and 1 international lounge visit yearly, 1.99% forex markup and quarterly fuel cashback. Ideal for urban lifestyle spenders. Exclusions: fuel, rent, insurance, wallet loads.
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