cashback
HSBC RuPay Cashback Credit Card
10% cashback on dining and groceries with UPI rewards and complimentary airport lounge access.
Annual Fee
₹499 (₹2L waiver)
Rewards
10% dining/grocery/food delivery, 1% other (₹400/mo cap)
Lounge Access
2 domestic/quarter + 2 international/year
Fuel Waiver
No
Milestone
None
Best For
UPI cashback shoppers
Welcome Offer
₹500 cashback + ₹250 Amazon voucher
Type
Cashback
Description
Earns 10% cashback on dining, food delivery and groceries, and 1% on other eligible spends including UPI, capped at ₹400/month combined. Annual fee ₹499, waived above ₹2L spend. Includes 2 domestic lounge visits per quarter and 2 international visits yearly, plus limited-period zero forex markup. Ideal for UPI-heavy everyday spenders.
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