cashback
HDFC MoneyBack+ Credit Card
Integrated cashback with quarterly gift vouchers and fuel surcharge waiver.
Annual Fee
₹500 (₹50k/quarter)
Rewards
5% online
Lounge Access
No
Fuel Waiver
1% (₹400-5K)
Milestone
₹500/₹50k
Best For
Budget shoppers
Welcome Offer
₹500 voucher
Type
Cashback
Description
Offers 5% cashback on 50+ online brands (10X points), 1.33% elsewhere. Fee waived if ₹50k spent/quarter. Quarterly ₹500 voucher milestone. 1% fuel waiver (₹400-5,000 txns; ₹250 cap). No lounge access. Best for disciplined spenders. Activation voucher: ₹500
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