cashback
CRED IndusInd Bank RuPay Credit Card
Entry-level RuPay card earning 5% CRED Points on e-commerce, travel, and CRED app spends.
Annual Fee
₹499 from year 2 (No joining fee)
Rewards
5 CRED Points/₹100 (5%, capped 5,000 points/month) on e-commerce/CRED Pay/Travel/Store/UPI; 1 CRED Point/₹100 other
Lounge Access
No
Fuel Waiver
1% (₹500-5K, ₹300/mo cap)
Milestone
None
Best For
CRED app users, online shoppers
Welcome Offer
None
Type
Cashback/Co-branded (RuPay, Fintech)
Description
CRED's first co-branded credit card, earning 5 CRED Points per ₹100 (capped 5,000 points/month) on e-commerce, CRED Pay, CRED Travel, CRED Store, and CRED UPI spends, and 1 point per ₹100 elsewhere. No joining fee; ₹499 annual fee from year two. Points redeem at up to ₹1 each for flights and hotels booked via CRED (lower value for other redemptions). Includes a 1% fuel surcharge waiver. No lounge access or lifestyle perks.
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