lifetime-free
Axis Bank Neo Credit Card
Lifetime-free RuPay UPI card offering discounts on Blinkit, Zomato, BookMyShow, and utility bill payments.
Annual Fee
₹0 (Lifetime-free, limited-time offer)
Rewards
1 EDGE Point/₹200 (0.10%)
Lounge Access
No
Fuel Waiver
1% (₹400-4K)
Milestone
None
Best For
First-time cardholders, UPI-first spenders
Welcome Offer
100% cashback up to ₹300 on first Paytm utility bill
Type
Lifetime-Free/Shopping
Description
A basic, lifetime-free RuPay card (limited-time offer) earning just 1 EDGE Point per ₹200 spent (0.10% reward rate). Includes 5% off Paytm utility bills, 10% off Blinkit and BookMyShow, ₹120 off Zomato orders twice monthly, and a 1% fuel surcharge waiver. No lounge access or insurance benefits. UPI-linked via the RuPay network. Ideal for first-time credit card users focused on everyday shopping discounts rather than reward earning.
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