lifetime-free
HSBC RuPay Platinum Credit Card
Zero-fee UPI-linked card earning reward points redeemable across 15+ airline and hotel partners.
Annual Fee
₹0 (Lifetime-free)
Rewards
2 RP/₹150 (UPI-linked)
Lounge Access
No
Fuel Waiver
1% (₹250/mo cap)
Milestone
None
Best For
UPI-first beginners
Welcome Offer
₹500 cashback + ₹250 Amazon voucher
Type
Lifetime-Free
Description
Lifetime-free, UPI-linked card earning 2 reward points per ₹150 on all spends, including UPI transactions, with transfers to 15+ airline and hotel partners like Air India and Marriott. Includes 1% fuel surcharge waiver (capped ₹250/month). No lounge access. Welcome benefits include ₹500 cashback and a ₹250 Amazon voucher. Ideal for UPI-first beginners.
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