lifetime-free
PNB RuPay Platinum Card
Zero-fee RuPay card offering complimentary lounge access, fuel waiver and accidental insurance coverage.
Annual Fee
Nil (waived on quarterly usage)
Rewards
1 RP/₹100
Lounge Access
2 domestic/quarter + 2 international/year
Fuel Waiver
1% (₹250/mo cap)
Milestone
None
Best For
Entry-level travel benefit seekers
Welcome Offer
300 bonus RP
Type
Lifetime-Free/Travel
Description
Earns 1 reward point per ₹100 spent, with no joining/annual fee if used once per quarter. Includes 2 domestic and 2 international lounge visits yearly, ₹2L accidental insurance, 24/7 concierge and a 1% fuel surcharge waiver (capped ₹250/month). Ideal for first-time cardholders who want lounge access without a hefty fee.
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