lifetime-free
YES Zagg Credit Card
Lifetime-free RuPay UPI card earning Zagg Coins, with quarterly lounge access and steep food-delivery discounts.
Annual Fee
₹0 (Lifetime-free)
Rewards
3% Zagg Coins on Zagg UPI spends (funded by Zagg, not YES Bank)
Lounge Access
2 domestic/quarter (₹50,000 prior-quarter spend)
Fuel Waiver
1% (₹400–5,000, ₹250/cycle cap; UPI fuel excluded)
Milestone
None
Best For
UPI-first spenders using the Zagg app
Welcome Offer
Not confirmed
Type
Lifetime-Free
Description
A co-branded RuPay card with fintech Zagg, previously marketed as the YES Bank Rio Credit Card. Earns 3% Zagg Coins on UPI transactions made through the Zagg app — note these rewards are issued and funded by Zagg rather than YES Bank. Lifetime-free with nYES Zagg Credit Card: UPI Rewards & 40% Off Food Deliveryo joining or annual fee, and a credit limit of up to ₹5 lakh. Includes 2 complimentary domestic lounge visits per quarter, a flat 40% discount on Zomato and Swiggy, and buy-one-get-one movie tickets via District and BookMyShow. Managed entirely through the Zagg app with RuPay PaySecure protection. Eligibility: 21–60 years, minimum ₹25,000 monthly salary or ₹7.5L ITR.
Disclaimer
This website is an independent comparison platform and is not affiliated with, endorsed by, or associated with any bank. All trademarks belong to their respective owners.
Comparison
Cards
Compare different cards and choose the best one for your needs.
Explore
Bank
Annual Fee
Rewards
Lounge Access
Fuel Waiver
Milestone
Best For
Welcome Offer
Type
Find the Perfect Credit Card for You
Compare, choose, and apply for the best credit cards from top Indian banks in minute
All Cards
ICICI Platinum Chip Card
Lifetime-free card with simple 1% rewards and fuel waiver—perfect for basic, hassle-free spending.
SBI SimplySAVE Credit Card
Enjoy 5% rewards on dining, groceries, and movies with vouchers and fuel waiver—SBI SimplySAVE is a lifetime-free card for everyday spending.
HDFC Freedom Credit Card
Lifetime-free starter card with flat rewards and fuel waiver—ideal for building your credit journey.
Axis Insta Easy
Instant-approval lifetime-free card with flat rewards and fuel waiver—great for quick, no-fee access.
IndusInd Platinum
Simple lifetime-free card with flat rewards and fuel waiver—great for first-time users.
YES Prosperity Edge
Lifetime-free student card with 1% rewards and fuel waiver—ideal for college beginners.
Bank of Baroda Easy
Zero-fee budget card with 1% rewards and fuel waiver—perfect for cost-conscious users.
ABC Nxt & ABC Flex Credit Cards
ABC Nxt and ABC Flex are lifetime‑free, rewards‑credit cards aimed at people who want good benefits on everyday spends without paying annual fees. They give you bonus reward points for categories like groceries, utilities, education and online shopping, plus some travel/railway perks, and let you customise features to suit your lifestyle.
IDFC FIRST WOW Credit Card
FD-Backed Secured Card With 1% Rewards And No Fees—Perfect For Beginners Building Credit Safely.
PNB RuPay Platinum Card
Zero-fee RuPay card offering complimentary lounge access, fuel waiver and accidental insurance coverage.
PNB Visa Gold Card
A mid-tier Visa card with balanced rewards for everyday shopping and lifestyle spends.
PNB Visa Platinum Card
Higher-limit Visa card offering steady rewards and lifestyle privileges for established credit customers.
HSBC Visa Platinum Credit Card
Lifetime-free rewards card with air miles conversion, fuel cashback and Visa Signature membership perks.
HSBC RuPay Platinum Credit Card
Zero-fee UPI-linked card earning reward points redeemable across 15+ airline and hotel partners.
IDBI Royale Signature Credit Card
Lifetime-free entry-level card with quarterly lounge access and ₹25L air accident cover.
IDBI Aspire Platinum Credit Card
Lifetime-free card with milestone bonuses on ₹1L and ₹2L annual spend.
Canara Bank Mastercard World Credit Card
Lifetime-free Mastercard offering quarterly domestic lounge visits and biannual international lounge access with guests.
Canara Bank Mastercard Platinum Credit Card
Lifetime-free card with quarterly domestic lounge access and layered insurance for online shoppers.
Canara Bank Visa Platinum Credit Card
Affordable Visa card with quarterly lounge access, insurance cover, and a 50-day interest-free period.
Canara Bank RuPay Select Credit Card
Lifetime-free RuPay card offering ₹10L accident insurance and cashback-style reward redemption against dues.
Canara Bank RuPay Classic Credit Card
Basic lifetime-free RuPay card with 50-day interest-free credit and easy EMI conversion via the app.
BOI RuPay Swadhan Platinum Credit Card
Lifetime-free secured card issued against FD, ideal for building credit history from scratch.
LIC Lumine Credit Card (IDBI Bank)
Fully lifetime-free LIC co-branded card with milestone bonuses and personal accident cover.
Axis Bank Neo Credit Card
Lifetime-free RuPay UPI card offering discounts on Blinkit, Zomato, BookMyShow, and utility bill payments.
Axis Bank Kwik RuPay Credit Card
Lifetime-free RuPay card for the Kiwi app, offering instant virtual issuance and UPI rewards.
IndusInd Bank Platinum RuPay Credit Card
Lifetime-free entry-level RuPay card earning double points on UPI transactions with travel insurance included.
Standard Chartered Platinum Rewards Credit Card
Lifetime-free entry-level card earning 5X rewards on dining and fuel with no monthly cap.
Indian Army YODDHA BOBCARD Credit Card
Lifetime-free card for Army personnel with a 12-month FITPASS membership and lounge access.
Assam Rifles The SENTINEL BOBCARD Credit Card
Lifetime-free card for Assam Rifles personnel with a 12-month FITPASS membership and lounge access.
BOBCARD ICSI Diamond Credit Card
Lifetime-free professional card for Company Secretaries with quarterly lounge access and 5X rewards.
AU Prathama Credit Card
AU Bank's lowest-fee starter card, built for first-time credit users with milestone-based rewards.
AU NOMO Credit Card
Secured credit card issued against a fixed deposit, ideal for students and first-time credit builders.
YES EMI Card
Functional card designed primarily for converting large purchases into EMIs, with modest standard benefits.
RBL Bank Signature Banking Credit Card
A premium zero-fee relationship card offering up to 4% cashback, domestic and international lounge privileges and milestone cashback.
YES Uni Credit Card
Zero-forex lifetime-free card offering flat rewards, ideal for international spenders.
YES POP-CLUB Credit Card
Co-branded RuPay card earning POPcoins with strong online rates and UPI bonuses, plus ₹5,000 in welcome perks.
YES Klick Credit Card
Lifetime-free RuPay virtual card offering flat cashback on UPI Scan & Pay, issued through the Kiwi app.
YES NIYO Credit Card
Lifetime-free travel-focused card with zero forex markup, built for international spenders.
YES Novio Credit Card
Lifetime-free co-branded card available in physical and RuPay virtual variants.
YES FinBooster Credit Card
Lifetime-free card bundling free credit-score tracking with optional paid tiers for accelerated rewards.
SBI Card Unnati
FD-backed starter card with zero annual fee for four years, built for first-time credit users.
BOBCARD PRIME Credit Card
Lifetime-free secured credit card issued against an eligible fixed deposit without income documentation.
CMA ONE BOBCARD
Professional credit card designed exclusively for eligible members of the Institute of Cost Accountants of India.
Indian Coast Guard RAKSHAMAH BOBCARD
Lifetime-free rewards and lifestyle card for designated Indian Coast Guard personnel and veterans.
Hi! How can I help with your credit card search today?